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Listed by Authorized Dealer

2026 Cruisers Yachts 38 VTR For Sale

Panama City, FL

Estimated monthly payment:$3,426

Takes less than a minute. Direct bank rates, no markup.

Est:$3,426/mo

40ft
Length
2026
Year
40kn
Top Speed

Vessel Description

2026 Cruisers Yachts 38 VTR for Sale in Panama City, FL

NewAvailable Now

2026 CRUISERS YACHTS 38 VTR — Versatile Family Cruiser | Stock #215870

The 2026 Cruisers Yachts 38 VTR is a versatile weekend cruiser built for comfortable coastal outings and entertaining, powered by Mercury Twin Verado 300HP with Electric Steering. This 38 VTR combines responsive performance, refined accommodations, and modern electronics for confident, convenient boating.

Finance Available Through MarineMax

Combined Features & Optional Equipment on This Boat:

  • ­Powered by Mercury Twin Verado 300HP with Electric Steering
  • Joystick Piloting System
  • Hull: White
  • Cockpit seating, Simtex Gray
  • Interior wood: Italian Silver Ash
  • Aft seat covers, Black
  • Hardtop: White
  • Aft deck shade, Black
  • Bow table with filler, Simtex Gray
  • Aft seat, Simtex Gray
  • Cockpit table
  • Fathom 11 kW 120V with two Lithium Ion batteries
  • Air conditioning system 120V / 60Hz, forward cabin only
  • Wood flooring, forward cabin
  • Refrigerator, forward cabin, 120V
  • Head, electric with holding tank
  • Macerator with overboard discharge
  • Anchor washdown system
  • Yeti cooler
  • Reverso engine flush system (300HP)
  • Electric grill, cockpit, 120V
  • Ice maker/refrigerator, mid seat, 120V
  • Marine mat, gray, aft seat
  • Roof rack
  • Light bar
  • Tow bar
  • Underwater lights
  • Windlass with galvanized anchor, line & chain
  • Display, dual 15" Simrad Ultrawide
  • Radar, Mercury
  • Radio, VHF Simrad (US)
  • Premium stereo

Built for weekend cruising yet equally at home entertaining on the water, the 2026 Cruisers Yachts 38 VTR delivers performance, comfort, and advanced electronics. Act now—this 2026 Cruisers Yachts 38 VTR is primed for immediate adventures and ready to go.

Boat For Sale at MarineMax Panama City Beach

Included:

  • Merc, Twin, 300hp, Verado, W/electric Steering, Black.
  • Joystick Piloting System.
  • Hull, White.
  • Cockpit Seating, Simtex Gray.
  • Interior Wood, Italian Silver Ash.
  • Seat Covers, Aft Seat, Black.
  • Hardtop, White.
  • Shade, Aft Deck, Black.
  • Bow Table W/filler, Simtex Gray.
  • Aft Seat, Simtex Gray.
  • Table, Cockpit.
  • Fathom, 11kw, 120v W/2 Lithium Ion Batteries.
  • Air Condition System 120v / 60hz, Fwd Cabin Only*.
  • Wood Flooring, Fwd Cabin.
  • Refrigerator, Fwd Cabin, 120v.
  • Head, Electric, W/holding Tank, Std.
  • Macerator W/overboard Discharge.
  • Anchor Washdown System.
  • Cooler, Yeti.
  • Reverso Engine Flush System, 300hp.
  • Grill, Electric, Cockpit, 120v.
  • Ice Maker/refrigerator, Mid Seat, 120v.
  • Marine Mat, Gray, Aft Seat.
  • Roof Rack.
  • Light Bar.
  • Tow Bar.
  • Underwater Lights.
  • Windlass W/galvanized Anchor, Line & Chain.
  • Display, Dual, 15" Simrad Ultrawide.
  • Radar, Merc.
  • Radio, Vhf, Simrad, Us.
  • Premium Stereo Package.

See this vessel in person or via video

Earliest Viewing:Tue, Nov 10

What This Boat Comes With

Joystick
Radar
Underwater Lights
Simrad
VHF
Air Conditioning
Anchor Electric
Swim Platform Fixed
Premium Sound System
Seat Covers
Deck Fridge
Ice Maker
BBQ

Information on this listing is provided in good faith by YachtWay and the listing broker/dealer, but accuracy is not guaranteed. All details are subject to change and buyers should independently verify specifications, condition, and availability before purchase.

Range Calculator

By YachtWay

Set point A and point B on the map to plan a trip. Estimates use this hull's fuel curve, twin Mercury Verado 300 V8 and a 233 gal fuel tank.

This is an estimate based on available data and is intended for reference purposes only — not a guarantee of real-world performance. Actual range depends on load, sea state, and conditions.

Yacht Financing

By YachtWay
Vessel Price
Your Down Payment
10%20%30%
Loan Term
10 Yr15 Yr20 Yr
Monthly Payment$3,426

Financing a boat is not like financing a car. Terms run up to 20 years, down payments matter more, and the rate you see depends on the lender panel behind it.

Learn More

Rates from 6.99% APR, updated with the market. Your rate depends on your credit profile and lender match.

Yacht Insurance

By YachtWay

Planning to buy this 2026 Cruisers Yachts 38 VTR?

Get an instant insurance estimate for a Cruisers Yachts 38 VTR in Panama City, US through MasterCover, backed by A-rated underwriters.

Deck Layout

AgeEngineOptionsOther

$20K

The Seller

MarineMax

MarineMax

Authorized Dealer

·

Member since 2026

·

Oldsmar Florida

Authorized Dealer of 28 brands:

Premier
Nautique
Bennington
Harris
Barletta
+23

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