Pre-Qualify with our Boat Loan Calculator
Instant access to top marine lenders — no paperwork, no middlemen, just smart financing.
What is the Vessel Price?
How much cash will you put down?
Loan Term
Interest Rate (APR)
APR is your yearly loan cost. Most rates now range from 6.5% to 9%+
%
Most lenders require at least 20% down. Estimate only - not a loan offer.
620
Minimum Credit Score
240
Month Term Options
1 Week
to Fund
$24M
Max Loan Amount
Know your budget but not your boat?
Let EasyFund do the work — instantly discover yachts that match your price range with our smart financing calculator.
Why Apply for Financing through YachtWay EasyFund?
More Lenders = Better Odds.
YachtWay connects you with lenders best suited to your profile—faster and broader than any other platform.
Making Complex Deals Simple
From starter boats to statement builds—financing begins at YachtWay. From the docks of Miami to the Italian coast, we have lenders in every port.
Direct Access. Better Rates.
Better rates and faster decisions mean smarter financing—and more cash for what matters, like fuel, upgrades, or onboard snacks.
Get Pre-Qualified Instantly – No Credit Pull
Sellers prioritize pre-approved buyers. Get ahead of competing bids for the vessel you want with a pre-approval.
Why YachtWay Stands Out
Built for lightning speed
We leverage AI underwriting to create a vastly more efficient process, which saves both buyers and banks a great deal of time.
Access to multiple lenders
We help yacht buyers secure the best rates and terms worldwide—offering global access to flexible financing options from leading marine lenders, tailored to each buyer’s unique needs
Loan Learning Center
High Interest Rates and the Yachting Industry: What You Should Know
Smart Boat Buying: 3 Financial Tips for First-Time Buyers
How to Avoid U.S. Yacht & Boat Tariffs (Legally)
Questions?
We Have Answers!
Your Yacht. Your Way. Let’s Finance It.
